SoFi Review
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Reviews 9628 
Marie
the whole process was so easy
the whole process was so easy. i got my results in a matter of a few hours instead of the predicted days. When I accepted the money, i received the money almost right away. I had a few options to choose from for repayment, instead of only one.
Jennifer Zazula
So easy to apply!
So easy to apply. Quick approval process and had our money in the bank less than 24 hours after signing the paperwork. Would definitely recommend Sofi for all your loan needs!!
neil cuffy
thanks for your quick service
thanks for your quick service
Amanda C
Applied for a loan for debt…
Applied for a loan for debt consolidation. I absolutely hate social interaction. My job is very people focused and at the end of the day I want to be away from people. This fit us perfectly!! Quick application approval, funds deposited the next day. Very quick and simple process! We hope to be able to finance a mortgage and even refinance vehicles in the near future. Definitely recommend, 💯 %+
judy jones
Sofi personal loans are quick and easy…
Sofi personal loans are quick and easy to apply for. Therei incentivizes are great and enticing
Minu2s
The process was quick and easy
The process was quick and easy. I was able to consolidate high interest credit card debit into one affordable loan. I would recommend to anyone looking to consolidate debt. The rate I received was fair and competitive. I believe the funds were in my account within three days of approval and the loan process took about 15 minutes.
Oliver Sherman
Give SoFi a try
SoFi in my opinion delivers a five star experience that I thought was gone. The staff was very helpful to me in securing my loan. When mortgage companies wouldn’t give me a loan on my home that I have double the equity in to pay off credit cards, SoFi paid off my high interest debt into one payment. This will help me and my family get out of debt in a timely manner. Thank you SoFi
Mike Baptist
Very easy and fast
Very easy process. Application to processing, same day. Thanks very much to SoFi
Cal
Sofi made applying so easy
SoFI made applying so easy! No additional paperwork needed. Got a much lower rate than others! Funds deposited in 48hrs.
Robert Ward
Outstanding Customer Service
Outstanding Customer Service
JERILYN BEESLEY
Quick and easy
Quick and easy, good rate!
Luis Rivera
Good app thanks 😀😀
Good app thanks 😀😀
Everett Parry
It was fast consistently effective and…
It was fast consistently effective and easy to use and understand each step and all the choices you could make that fulfilled my needs
Randy Browning
Great company
Great company, great experience. Got all my bills paid off at more than half the interest rate.
Sharie
It was super easy to apply.
It was super easy to apply.
Anhtuan Truong
Complete the form in under 5 minutes…
Complete the form in under 5 minutes and receive the funds by the next day.
Danny Owusu
Best experience by far
It was smooth, fast and interactive
Curtis Spears Jr
Thank you for the rolbux 😁😁😁
Thank you for the rolbux 😁😁😁
Fabian Yariel
Love it made me more money
Love it made me more money
Joanne Allred
Friendly help easy application
Friendly help easy application. Money was there quick.Good interest rate I would recommend Sofi to anyone looking for a loan.
ansi thaya
Splendid experience
Splendid experience
Michael
It was a very simple and easy process…
It was a very simple and easy process with a quick turnaround time. Did not have to provide additional documentation like some places require.
Renae Smith Roach
Best experience
It was so easy to apply and knew within less than 24 hours that we were approved for our loan. We received our fund a couple of days later. I would recommend them to anyone!
Christine
Whole process was quick and easy
Whole process was quick and easy
Rob G
It’s easy
It’s easy. There were no “hoops” to jump through to complete the application.
Jan E Tingberg
The loan experience with So-Fi was… Excellent
The loan experience with So-Fi was direct and to the point. I asked for a loan and the gave it to me in a very timely and efficient manner as where not to waste my time or there’s. Thank you So-Fi. There is nothing more valuable than time and they did not waste mine. Thanks again
Aaron Bartlett
Lightning fast loans
Lightning fast process from initial application to loan funding! No one can produce these fast results… period! Easy to use website and app, lowest interest rates by far and I loved the option to directly payoff other unsecured debt and receive an additional interest rate reduction. Setup autopay? Get another interest rate reduction! Options for zero-funding fees or pay a low funding fee and get another interest rate reduction. The options are endless and can be geared to your personal preferences. Customer service response is fast and friendly, as well. Highly recommended!
Annette Kidder
Seamless and efficient experience
Seamless and efficient experience! I hemmed and hawed over doing this for years and wished I would have done this sooner! I had one question and I used the AI help option and it was answered immediately. Amazing experience!
Karen Wilson
It was easy and understandable
It was easy and understandable
Elgin Nesby
Fast and easy process!
Fast and easy process!
Carol Moseley
Everything was done online
Everything was done online, convenient and fast!
Vee
Easy to access
Easy to access. Quick reply.
Jacquelyn Williams
Process was very simple
Process was very simple, rate is decent and received my loan very quick!
Marcelo Skapino
It’s amazing how easy it was to apply…
It’s amazing how easy it was to apply and be approved. It just took a few minutes to complete all the information, being approved, signing the documents and in a few hours I got the money in my bank account. Don’t waste time going to a bank. Use Sofi and you won’t regret.
Felicia Danner
The whole process was easy and I…
The whole process was easy and I received the money quickly.
Jonathan Roberts PhD
It was a very smooth process
It was a very smooth process. I like it so much I’m going to move funds from my savings account to SoFi. I’m getting nearly 0% in my current account. Going to 3.8 % is a no-brainer for me.
Chad Wicker
Easy process
Easy process. Easy to understand.
Michelle Grippin
Fast decision
This is my second loan from SoFi. It’s quick and easy and the funds go in your account within days
Buddy Ruggles
I found the process to be simple
I found the process to be simple, and straight forward. Follow up call from SoFi was helpful as well. Great rates, with many options was definitely a plus! Highly recommend!
Lisa Montellese
I was receiving offers from other…
I was receiving offers from other lenders in the 20-30% range. SoFi come much lower and funded everything I needed to consolidate all of my debt.
Sharon Torres
I have never applied for a personal…
I have never applied for a personal loan before and the process with SoFi was painless easy and fast! And I mean fast the application process took minutes, I was approved within the hour. I reviewed the agreement signed it and in less than 72 hours payment was sent to my credit cards and the remainder was in my account. I have recommend SoFi to friends and family and to whoever wants to know about a quick and easy process to consolidate credit card debt.
Debra Johnson
My Sofi Loan
I was able to personalize the amount and terms. The actual process was quick and communication was good. I was able to go online to see what docs were needed and upload them directly to the file. It was smooth and quick, fro m start to signing. Funded in a few days and direct payoffs went smoothly.
tony pacheco
The quick response and no hassle
The quick response and no hassle Also very legit
Yazmin P.
Simple application process and fast…
Simple application process and fast funding!
Vanessa Garner
Easy process
Super easy application process and quick response. Had my funds in approximately 3 days. Would certainly use again and recommend!
Glenda Adams
My experience was very good and the…
My experience was very good and the loan process was very smooth and easy. Thanks for the help in getting this loan.
Warren Ellis
The whole experience was quick and…
The whole experience was quick and pleasant!
william hicks
SoFi has been fabulous for loans I’ve…
SoFi has been fabulous for loans I’ve utilized! I definitely have given information to others to utilize with loan needs of various kinds. Love SoFi!!!
Mark Dinkel
The best experience
My credit cards were quickly paid by SoFi. I received the amount I requested. I entered the account number incorrectly for my auto payment. However, I was able to contact SoFi customer service to correct the problem.
Rose Vazquez
Thank you SoFi
Thank you SoFi It was truly a pleasant experience and not a scam. The funding came within two days. You are not like other company's that try to get you to settle with credit card company's for less. You are truly a blessing and I want to say thank you! I would recommend SoFi who has reasonable rates. You helped me when no one else would. Now that I have you I have countless offers from other businesses trying to give me a loan. I am sticking with you! You have a customer for life!
nelson franco
TO MANY FEES CHARGE
TO MANY FEES CHARGE. (INTEREST RATES TO HIGH), CONSIDERING MY CREDIT SCORE. FICO SCORE (740). I REQUEST A (LOWER INTEREST RATE) FOR MY LOAN. RETIRE MILITARY VETERAN ON A FIX INCOME.
Bettye Jamerson
Sofi is the best loan process ever!05/11/25
The application process was fast, simple and pleasant. I loved the loan process.
S. L.
Great bank, highly recommend
I've loved banking through SoFi during the last couple of years. The only recommendation I have for them is to enhance their account notifications to allow for balance emails once the balance gets to a user defined amount. Personal loan process is quick and easy, and absolutely no issues paying it off well in advance.
Donna Hellberg
Best loan process ever
The loan process was quick, easy, and efficient. I have never had such a pain free process. Also, the website is user friendly and easy to navigate.
Terry-ann Rhoden
Easy and speedy
The process was easy and speedy. Friendly customer service. Highly recommend.
Teresa Shank
Smooth transaction
Smooth transaction, fast turn around time.
John Sexton
Highly Recommended
The entire process was outstanding. Completing the process was fast. The decision was quick. The funding was in my account less than two days. I have other loans, purchased homes, and vehicles in my life, but SoFi is by far the best process I have ever experienced.
Cortney Taylor
This process was so easy and it didn't…
This process was so easy and it didn't take long to get funds. The one time I did have to chat with someone they answered mu question quickly and accurately!
Dan Harris
Faßt and easy had our money in couple…
Faßt and easy had our money in couple days. Highly recommended
Tammy Ber
I had been seeing SoFi on my Credit Karma app…
I had been seeing SoFi on my Credit Karma app for 6 months before I decided to apply. This was the easiest debt consolidation loan application I have ever done. Within 12 hours I was approved, the balance of the consolidation loan was in my checking account and within 3 days the debt I wanted to consolidate was paid! The greatest part was the interest rate I received was lowest rate I have had on anything. I was very nervous about the online aspect but turned out to be a great decision!
Jerome Carter
It was quick and easy
It was quick and easy. No hassle right to the point they did what they said and no gimmicks didn't have to jump through hoops. It was a fast process and the money was in my bank account fast like they said.
customer
The process was quick and easy and…
The process was quick and easy and funding was within 3 days .
Ronald Days
Painless Application Process
The application process was fairly straightforward and painless. It required an adequate amount of financial data without being intrusive. My approval came within hours and the funding was quick too.
Connie Burks
Exceptional service and helpful guide…
Exceptional service and helpful guide to get me through the process. It has actually been life-changing
CRISTIAN CERVANTES
Best company A+ help me consolidate…
Best company A+ help me consolidate debt and save me a lot 🙏
Aaron P.
Smooth, Simple and above all else INSTANT!!!
The process for applying for the loan was smooth, simple and above all else INSTANT!!! I cannot stand in today’s day and age getting the “we will contact you with our decision” message when applying for loans or credit cards. SoFi gave us an instant answer and the loan was fully funded within 3 days. Hands down the best application process I have ever been through!
Adrian Rod
It was easy
It was easy, same day I got the funds, interest rate was the best choice.
Steven McBreairty
Easy process
Easy process, very well set up and received a competitive rate. The funds came within a couple days and was notified every step of the way.
Robert Hable
It was quick and easy
It was quick and easy, money was delivered in days! Only problem I asked them to pay off my other loan and never received any type of email communication from you that you have done it. It would be nice to have some type of receipt or whatever you’re willing to provide, but instead nothing?? it would be nice if you would communicate with something showing the loan was paid in full or the amount specified to pay the loan.
Barry Garfinkle
Wonderful experience
Very easy aplication process and best products to get the best rate possible.
Wilfredo Acevedo torres
Sofi great experience is the best experience i have so…
Sofi is the best experience i have so far easy to navigate and understand all the processes and the best financial corporation i have deal with Thanks.
Some dude
The process of getting the loan was…
The process of getting the loan was pretty simple. It day take several days for the money to arrive to the account but all in all I was very satisfied with how everything went, thanks SOFI!
Mark
Great Experience
Easy online application. Quick funding. Great range of product offerings.
Anna
Easy loan request process
It was an easy and ongoing process that moved quickly through the loan process.
KENNETH HUMEL
easy,quick and just what we needed
easy,quick and just what we needed
ROLAND N.
SoFi came through for me
SoFi came through for me. Quick, Easy, and Happiness!
Yolanda Wilson
It was quick and easy
It was quick and easy
Mary Nixon
Smooth Process
The loan I applied for was a smooth process. I was approved in on and a half days. I received the amount I requested!! Thank you So Fi!!!
JOBLOWDLVRMAN
Easy to apply for and quick response…
Easy to apply for and quick response time.
Michael McDaniel
It was fast and easy.
It was fast and easy.
DJSutterGmail.com
Applying for and getting approved was…
Applying for and getting approved was so easy. Nice company to work with.