SoFi Review
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Reviews 10187 
Linda
The approval process was seamless and…
The approval process was seamless and prompt
Russell Jones
Quick process
Quick process
Rory
Quick approval of the loan I needed to…
Quick approval of the loan I needed to retain a lawyer.
Rodney
Easy to apply
Easy to apply. Fast response. Great job!
Diana Ryan
This loan process was straight forward…
This loan process was straight forward and very simple to apply. Also fast approval and funding.
Terry
Easy to use
Company was easy to work with and gave a rate of interest 🙂
Tommy Groover
Very easy and simple applying process…
Very easy and simple applying process and you know your interest rate and payment before having to accept the loan, without a hit on your credit report. Quick and easy funding. Very satisfied with entire process.
Judi
Easy application
Easy application, I knew what I was eligible for before the hard inquiry then funded in a few days! What a relief to pay off those high interest cards. Thank you Sofi!
James Elmore
The process Personal Loanwas very streamlined and…
The process was very streamlined and easy to accomplish.
Hollie Collatt
It was an easy application and was…
It was an easy application and was approved immediately.
Janice Brigman
Surprised and Grateful
I applied and was accepted for a loan with no issues whatsoever and I was offered a bonus for accepting the loan. I was surprised and grateful. The process from beginning to end was easy and convenient.
USAF Retired
Easy process and fast approval!
Easy process and fast approval!
Tony Mendoza
The process was easy to follow
The process was easy to follow. Once I was approved the money was in my account quick.
Greg G
Easy to work with
Easy to work with. Approval was fast. Money deposited within hours of approval
F Garrobo
It was easy and user friendly…
It was easy and user friendly throughout the entire process
Louis Moody
Very nice transaction was great and easy
Very nice transaction was great and easy
Yeni Sorto
Very satisfied
Very satisfied, it was very fast and without having asked for so many documents.
Yvette Wallace
Fast funding! …
I applied and received an answer quickly. I had never used this financial institution. The loan was funded within 1 day. The website is user friendly. I went online and saw additional products that I will use with SOFI in the future.
N.O M
SHARP ONLINE APPLICATION AND EXCHANGES
SHARP ONLINE APPLICATION AND EXCHANGES DIGITAL EASE OF PROCESSING TURN AROUND TIME
Michael Liles
Sofi is amazing!!
Sofi is amazing!!! Seriously, no BS. They made the loan process super easy and the rate and payment is just what I wanted. They gave me multiple options to choose from and I got the one I needed. Also, I had the funds the next day!!! Hopefully I won't need a loan again but if I do Sofi is my 1st option!!!!
Pippie C
Excellent Experience
I could not imagine an easier and more seamless application and approval process. Everything was detailed for me and the process was fast with no trouble at all. Everything on the website is organized well and easy to understand, making the entire process quick and efficient. After approval for a loan, the money is available super fast, and I was able to get set up for auto pay very quickly as well. A+ service from start to finish.
Tamara Knoefel
Easy and quick!
Easy and quick!
JANET PEREZ
Easy and simple
Easy and simple
Anonymous
Best loan experience ever
Best loan experience ever! The entire process was really quick and very simple. Do yourself a favor and get out of debtor’s prison. My credit was 658 with no missed payments but I could barely make a dent in my credit cards. I’ve wanted to refinance my debt for a long time and one day just decided now or never and literally within less than an hour my life changed and yours can too! I was almost immediately approved, the funds went in the following day and I paid off my credit cards immediately and my credit score shot up to 807. I had one very short phone call with a rep only because I forgot to send a copy of the back of my drivers license and he was super nice. Everything else was on-line and very easy. I did have better luck downloading the app and completing the application that way vs the link thru credit karma. The process was very simple and I’m saving literally a mn entire paycheck a month and the best part is I can see the end in sight and you can too. Take back control of your life. I would highly recommend SoFi!
Joseph
Fast application process and quick approval
The application process was simple, straightforward, and quick approval. I didn’t have to wait days or hours to get an outcome. The discounted interest rate for choosing autopay was very attractive.
SHAWN
We had a great experience with SoFi
We had a great experience with SoFi. The loan process was smooth and went quickly from beginning to disbursement.
Timothy Buley
It was very fast and no problems!
It was very fast and no problems!
romain
Great company
Great company Reliable app and you can do everything you need for your money with it
Noah Joah lissy W
App is always up and running
App is always up and running, reliable and a company is can trust.
leon van der put
Amazing compared to all my previous ones
Compared to all my previous ones, outstanding. Exceptional ij service and contact
AnnMarie Lampart
I applied for a personal loan from…
I applied for a personal loan from another institution where I have savings and cds ,but was denied. I was injured in a motor vehicle accident, which resulted in the damage of my implant. Long story short, where my dentist referred they did not take no fault claim or any insurance for that matter. It's either cash or they get you a loan through the bank they partnered with, which resulted in very high interest rates. I was in terrible pains and discomfort so I did what I had to do. Then when I felt better, I called them up looking to refinance but they didn't do that. I needed a loan urgently, because my credit score was being affected by this unplanned for emergency. In the space of about 3hrs SoFi approved my loan at a significant low interest rate and I was able to clear the loan hence fix my credit score. They are my savior and I indebted to them in more ways than one.
Danny Walker
In the speed of which it was done that…
In the speed of which it was done that I talk to on the phone very helpful moving right along
robert scott
just happy
just very easy to have everything completed
LADONNA
Fast and easy
Fast and easy, much lower rate than I had before. Nice doing business with you.
Ana Onesti
Quick and easy
Fast and convenient. I got approval in seconds and I had the money in the bank the next day.
Jay
SoFi came through for me in the clutch
SoFi came through for me in the clutch. I went through a terrible divorce so my credit and assets were drastically impacted in a negative way. I didn’t know what affordable options would present itself. I saw a commercial for SoFi and applied. The application was quick and easy and they approved me same day. I’m saving over $9000 with debt consolidation loan and I’m so thankful that they considered more than just my credit. I’m sincerely grateful and recommend them to anyone in need of a lender who actually cares.
T.V.W.
Swift Results
SoFi is doing everything right: considering your loan expeditiously, APR rates are very fair, distributing funds smoothly, and communicating the details of the loan process effectively. I am a satisfied customer and will recommend the company to family and friends.
Tammy Stall
Fast and easy
Fast and easy! Great experience!
petrina burrow
The process was quick and painless
The process was quick and painless. I had the funds the next day.
NEIL DURR
No hassle
No hassle, quick response
Lori
The process was super easy and simple
The process was super easy and simple. Everything was completed same day. Funds deposited into my account in 2 business days! I don't think it gets any easier than that.
neri baez
Excellent service
Speed, excellent communication, clear and precise instructions. I recommend them.
Friend
Personal loan application is very Easy…
Personal loan application is very Easy and hassle free. Offers are more better.
Stephen
Refinance
They have done exactly what I was looking to do.
Dr. SJP
The process was simple and quick.
The process was simple and quick.
Aidan Gough
Great awesome amazing fantastic super…
Great awesome amazing fantastic super good incredible great awesome great awesome amazing
Michael
Process is fast and efficient
Process is fast and efficient. I may try and move my mortgage over when it’s time to refinance.
User
Outstanding
Outstanding! The process was 100% online, fast, and easy. Funded into my account the next morning. Excellent, and I highly recommend Sofi.
Paula Surá
I couldn't believe everything was so…
I couldn't believe everything was so quick and easy! My credit score already improved like 32 pts, and now I'll have one single payment. SoFi made my life easier.
Ron Ruppel
Simple process with quick results
It was a relatively simple process. I had the funds seemingly immediately.
Antonia Kerbs
The application instructions were very…
The application instructions were very helpful and easy to follow. Great customer service and follow up.
Raymond Bauschke
very fast and easy to use
very fast and easy to use
Sandy Ackman
personal loan
I loved the process step by step, for a commerical shrimper like me this was fantastic. Even the wait time was not bad at all. SoFi kept you informed through out the whole process.I would recommend SoFi to anyone. I will definitely use SoFi again if need be.
Derrick K.
Phenomenal Loan Experience
This was my first time using Sofi. They were recommended by Credit Karma and everything was very clear and well explained from the beginning. Process was complete within 24 hrs and a person actually called to let me know the loan was approved and would be deposited shortly. Highly recommend.
Luis Valdez
Very easy to apply
Very easy to apply
Sandy
Great interest rate
Great interest rate, fast service and the ability to get the financial help, I needed without putting a lien on my car.
K. Hansen
Excellent experience.
Once I learned of SoFi, I applied for a personal loan and the process was very easy. Once approved, the $ was deposited into my bank account very quickly. Really a seamless process!
Crystal King
My loan
It was quick and easy to do. And they helped me with getting the right documents for them. Got my loan within a couple of days
Rishabh Gupta
Completely transparent banking
Completely transparent banking, high interest rate of 4.5% and in love with all of their interconnected services
Albert Raney
Best loan experience I have ever had
The entire process was unquestionably the quickest and most straightforward experience I have ever had applying for and securing a loan. Did the entire thing from my phone in less than 20 minutes and was funded even more quickly than promised. No surprises and highly responsive.
Kevinolip Bautista
It’s Goodd the game
It’s Goodd the game, really fun entertaining and to pass the time…
JOAQUIN
It was a rapid and straight forward…
It was a rapid and straight forward process.
Delaney Kelley
Always Deliver
Always deliver on their promises.
AUGUST ARTS
SoFi was so easy to fill out loan app
SoFi was so easy to fill out loan app. I had a very quick approval. I wanted to pay off some credit cards, and they did it for me only took 3 days to see they were paid off. Fastest loan ever with the best interest rate out there right now.
Oscar Campa
Very good experience
Very good experience. But it still shows on my credit that I owe you money. Please remove ASAP And put as paid off
Rachel Schaming
Ease and speed of the process
Ease and speed of the process. Easy to understand instructions.
LIZA J APONTE MARTINEZ
Excellent
Good communication
Customer
First personal loan I've ever acquired
First personal loan I've ever acquired. The process to have money transferred into my account was super simple and straight forward. Didn't need to talk to anyone, even better. The APR is decently low too, which means affordable. Thanks!
MICHELLE N FULCHER
Fast, Professional, and Easy
The process was simple and straight-forward. I had a tiny issue with co-sponsor and service dept, was helpful and very patient with me. I wish i would have done this years ago
Stephen Aladeyemi
Sofi met my needs.
Sofi met my needs.
Grace
Clear comparison of options
Clear comparison of options Nice that it doesn’t effect your credit score Fast return of acceptance Fast transfer of funds
Joseph Shollenbarger
They were easy to work with and offered…
They were easy to work with and offered a rate thai is very generous
Kekenia Marion
Sofi made getting a loan so simple
Sofi made getting a loan so simple. I simply applied , answered questions and was approved . I received my funds in less than 24 hours . They offered a good interest rate . There is an appt to manage your account which is very convenient.
Dave N
Very straight forward and easy…
Very straight forward and easy application process. Short turnaround on decision with a good interest rate.
Joseph D Rivieccio
Easy process
Easy process, great terms. I can manage the loan right in my SoFi portal with my other products